Special Needs

It doesn’t have to be a choice between caring for a loved one or your own financial freedom. You can have both.

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Comprehensive solutions for families with special needs and disabilities.

Every family with a loved one who has special needs and/or disabilities deserves a trusted partner to help them navigate their financial life. You may have high medical or educational expenses, or perhaps your loved one is unable to earn their own income. Caring for these loved ones throughout your lifetime can create additional expenses that require careful planning. That’s where the team at Creative Planning can help.

We help you navigate a wide range of special needs planning issues, including:

  • ABLE accounts
  • Special needs trusts
  • Transfer of wealth to beneficiaries
  • Cash flow planning
  • Maximizing government assistance
  • Budgeting for assistive technology
  • Education and transportation expense planning
  • Housing and employment planning
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Our Team

The combination of medical and services support, legal support, financial support and benefits coordination can create many challenges for families with special needs, from difficult-to-interpret legal language to disjointed financial plans. Our goal at Creative Planning is to ease the burden of managing these elements by creating a comprehensive plan that puts the well-being of your family at the center. Our trust advisors, attorneys and wealth managers are educated in the evolving challenges for families with special needs and disabilities.

Our Approach

At Creative Planning, we support the families of those with special needs with a team of credentialed, educated, experienced and action-oriented advisors, including Certified Financial Planner™ practitioners, Certified Public Accountants, insurance specialists, attorneys and other professionals dedicated to helping you support your loved one’s long-term needs while also planning for your own financial future. We provide custom fiduciary advice that puts the best interests of you and your loved ones first, at all times.

“Your wealth works harder when it works together.”

Peter Mallouk

President & CEO, Creative Planning

Serving Clients Nationwide


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Providing financial peace of mind across the globe



Combined assets under management & advisement as of December 31, 2021