Creative Planning > 401k & Business Services​ > Retirement Plan Services

Retirement Planning Services for Businesses

Investment advisory and fiduciary responsibilities for retirement plan sponsors.

Mitigating Risk for Clients’ Businesses and Their Employees’ Financial Health

Creative Planning offers solutions for plans of all sizes — we serve publicly traded companies, large private companies with more than $1 billion in plan assets, small businesses and start-ups as well as cities, municipalities and housing developments in the government sector.

Deep Expertise to Serve Your Business:

Over $485 Billion in Combined Assets Under Management and Advisement for Institutional Retirement Businesses of Creative Planning and its affiliates*

50+ Recordkeeper Relationships

100+ Asset Manager Relationships

10,400+ Plans Under Advisement

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401k and Corporate-Sponsored Retirement Plan Services

Our retirement services team works exclusively with companies and their employer-sponsored retirement plans. We provide comprehensive advisory services, acting either as a 3(38) or 3(21) fiduciary advisor, as well as access to a dedicated team of advisors and education for your plan participants. We also offer standalone fiduciary services and administrative services.

In-House Employee Benefits Attorneys and ERISA Law Specialists

Our employee benefits attorneys provide support and guidance to employers who offer their employees defined contribution and defined contribution and defined benefit plans, such as:

  • Research/Advice
  • Plan Governance
  • Representation Before the IRS and DOL
  • Plan Corrections (VCP, VFCP and DFVCP)
  • Benefits Advice on Mergers & Acquisitions and Controlled Group Determinations
  • Compliance Assessments
  • Participant Claims
  • QDROs
  • Plan Documents and Procedures
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Take A Closer Look

Choose an Advisor, Not a Salesperson

Most top 401k providers are dually registered, meaning they're licensed to sell variable annuities, variable life insurance and other commissionable investments to your participants.

Creative Planning is not dually registered. We are here to advise your participants, not sell them commissionable investments.

Awards & Recognition

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Top RIA Firms 2019-2025

Awarded each September based on data from a 12-month period through June 30.

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Best for Comprehensive Wealth Management

Ranking released in February 2026, not based on a specific time period.

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Top RIA Firms 2025

Awarded each July based on data from a 12-month period through December 31.

*As of December 31, 2025, Creative Planning, LLC and its affiliates have more than $710B in combined assets under management or advisement for nonprofits, retirement plans, and individuals across all 50 states and abroad. United Capital Financial Advisors, Baseline Wealth Managers, and SageView Advisory Group are affiliates of Creative Planning. The combined AUA/AUM for the institutional retirement businesses of Creative Planning and its affiliates, including SageView Advisory Group, exceeds $485B. Of this amount, more than $195B is managed by Creative Planning, LLC, with $170B+ representing the large market segment. The remaining $285B+ is managed by SageView Advisory Group. For additional information, please visit creativeplanning.com/important-disclosure-information and here for the SageView disclosure information. All data is as of December 31, 2025, unless otherwise noted. The information provided on this page represents the combined Creative Planning and SageView retirement business. Individually Creative Planning has 195+ employees serving 7,325+ clients and 7,880+ plans. SageView has 155+ employees serving 1,785+ clients and 2,545+ plans.

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