Creative Planning is different because our approach to designing your investment portfolio is different. We take a comprehensive, financial planning-led approach with every client, which means we consider your income, tax bracket, family makeup, insurance, inheritance, estate plan and more. We feel that’s the only way to design a portfolio that makes holistic sense.
Proper portfolio construction requires more than just a risk-tolerance questionnaire. There are many factors that go into designing a portfolio that is optimal for you, so we take the time up front to make sure we have the information necessary to select the investments we believe have the best opportunity of meeting your goals and objectives. For example, understanding your income tax bracket, current and future income sources – such as Social Security, pension or rental income – as well as any real estate or business interests plays a critical role in designing the portfolio best suited to meet your unique needs.
We combine our personalized approach for portfolio construction with a team of experienced and credentialed advisors in tax, insurance, estate planning and more. This ensures that we are able to take a holistic view of managing your wealth, providing strategic investment guidance in response to changes to your personal situation, income tax or estate tax laws.
In addition, we’re also able to provide a range of client services in-house, including tax preparation, insurance and estate planning. This means we can handle our clients’ needs from advice to implementation in almost any area of their financial life.