Financial Planning
Taking Giant Steps in your Retirement Plan
…able to “max-out” your current retirement plan with a Safe Harbor 401(k) or SEP-IRA, congratulations! Most savers are not able to reach this significant milestone. But what if you have…
Search Results for: roth ira
Investing
Taking Lemons and Making Lemonade
…were to build up these tax-loss benefits, you would be able to ignore future gains just like you would inside of an IRA. Opportunistic investors had golden opportunity in the…
From Peter's Desk
The New Fiduciary Rule
…basically says just this: any advisor giving advice must act in the client’s best interest when advising on a retirement plan asset, such as an IRA, unless the investor signs…
Financial Planning
Understanding the Apples and Oranges of Divorce
…you receive. Pre-tax accounts – Dollars contributed before taxes to retirement accounts such as traditional IRAs, 401(k)s and 403(b)s are typically taxed as ordinary income when they are withdrawn. After-tax…
Taxes
Optimizing Your Charitable Contribution
…of your contributions. Another way to optimize contributions is to make donations in the most tax-efficient manner possible, such as contributing assets you already own that have appreciated, using IRA…
Investing
Tips for Navigating a Bear Market
…taxation on future gains. Many investors ride the ups and downs of the stock market by following a buy-and-hold strategy. While this strategy typically makes sense within an IRA, it’s…
Investing
Investor Behavioral Psychology
…talking only about the Warren Buffets of the world. Anyone with an IRA or 401(k) qualifies as an investor under this (or any) definition. Behavioral – I recently adopted a…
Investing, Taxes
Explainer Video: Asset Location Strategies
…taxable accounts for a gain or loss, it’s a taxable event. Then we have tax-deferred accounts. For example, tax-deferred accounts are going to be our pre-tax 401(k)s and traditional IRAs….
Rethink Your Money
The Right Questions to Ask to Unlock Financial Growth
…years, maybe there’s some value in keeping your income or living off that brokerage account versus drawing from the IRA. Because you’re able to pay 0% for a number of…
Down the Middle
Raising Money-Savvy Kids
…money automatically going in a 401(k) plan. Separately, when they’re working, they now have earned income, so they’re eligible for Roth IRAs. And so we encourage them to contribute to…
