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The 10% Penalty is Looming: Considerations For Taking An Early Withdrawal

Peter Mallouk Portrait

Peter Mallouk

Peter Mallouk and his guest, Dan Donegan, discuss the potential IRS penalties you could incur by withdrawing your retirement funds early. They also cover the tax ramifications you could experience and what options you may have to withdraw money early without facing IRS penalties.  Listen in to explore your distribution options if you are under age 59½.

The 411 on 401(k), hosted by Creative Planning President Peter Mallouk and the Creative Planning 401(k) advisory team, is an informed discussion aimed at  answering the many questions participants may have about their retirement accounts. Our mission is to educate and inspire people to make better financial choices through knowledge, tools and strategies that ensure a more prosperous future.

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This week, John examines proactive tax, estate and financial planning moves that are fully within your control and more effective to execute during a bear market. Plus, Creative Planning Private Wealth Manager Dr. Dan Pallesen is back with John to talk about status quo bias and how it can negatively impact our financial decisions.

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This week, John shares five common investor mistakes and how to avoid them as well as the two most important action items to lead you into financial success. He’s also joined by Estate Planning Attorney Jerry Bell, JD, for a discussion on taking care of loved ones with special needs.

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“Your wealth works harder when it works together.”

Peter Mallouk

President & CEO, Creative Planning

Serving Clients Nationwide


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Providing financial peace of mind across the globe



Combined assets under management & advisement as of December 31, 2021