TECH PROFESSIONAL WEALTH PLANNING
Independent Advice for Concentrated Stock Positions
For high-net-worth individuals working in the tech industry — especially those at leading firms like like SpaceX, Anthropic, OpenAI and Nvidia — equity compensation can lead to significant wealth accumulation. However, it can also create challenges associated with holding a concentrated stock position, exposing one’s portfolio to undue risk.
We help investors with concentrated stock by:
Examining their portfolio, financial situation and goals
Implementing tax-efficient strategies to diversify overly concentrated portfolios
Providing a strategy to help preserve wealth and protect against downside risk
Talk With a Wealth Manager
If you’d like to discuss your concentrated stock position, fill out the form below to request a meeting. You’ll first have a brief call so that we can gather some information about your specific needs, then we’ll match you with a wealth manager for your free consultation.
$710B+
In combined assets under management or advisement by Creative Planning and its affiliates as of December 31, 2025.*
50 States and Abroad
Providing financial peace of mind nationwide and more than 90 countries.
625+ CFP® Professionals
A team of specialists fiercely determined to provide you with the best possible plan to grow, protect and transfer your wealth.
TAKE A CLOSER LOOK
Integrated Planning Across Every Dimension of Your Wealth
A significant equity event requires careful, coordinated planning across taxes, investments, estate strategy and cash flow, often on a compressed timeline. Our team has guided clients through some of the most complex liquidity events in the market. Key financial considerations include:
• RSU vesting and tax optimization strategies
• Lock-up period planning and concentrated position management
• Charitable giving strategies to help offset tax liability
• Direct indexing to help manage capital gains exposure
• Estate and legacy planning before and after liquidity
“Creative Planning Is the Best for Comprehensive Wealth Management”
WSJ | Buyside ranking released in February 2026, not based on a specific time period. Disclosure information
Gradual Diversification Through Structured Sales
One common approach to reducing concentration risk is a structured diversification strategy. This strategy can include setting up a 10b5-1 trading plan that enables systematic stock sales over time. Such plans help mitigate market timing risks while providing liquidity and reducing overexposure to a single asset.
Tax-Efficient Wealth Transfer and Hedging
Advanced strategies like charitable remainder trusts (CRTs), exchange funds, collars and prepaid variable forwards offer additional flexibility. These tools can defer capital gains taxes, provide income streams and hedge downside risk, making them valuable for individuals looking to preserve wealth while gradually diversifying their holdings.
WHY CREATIVE PLANNING
Your Best Interests. Always.
As a registered investment advisory firm, we have a fiduciary responsibility to act in your best interests. We make decisions based solely on your needs.
• We're an independent, private wealth management firm
• We're not tied to a family of funds or other investment products
• Our recommendations are in your best interests
Talk With a Wealth Manager
Fill out the form to schedule your call. We'll gather some information about your financial and life goals to match you with a wealth manager best suited to your needs.
