Welcome to Creative Planning

 

Integritas has partnered with Creative Planning to meet the comprehensive wealth management needs of our physicians, so you can dedicate more time to your patients and your communities.

Creative Planning is one of the largest and most recognized wealth management firms in the country, most notably the #1 ranking by Barron’s, Forbes, and CNBC.  They own a law firm, an accounting firm, a trust company and more, to support the comprehensive wealth management needs of their clients.  And these entities all work in tandem to support the belief that investment performance is what you get after accounting for risk, fees, and taxes.

Being part of the Integritas family means you have access to a suite of services at a negotiated rate.  Whether you are fresh out of medical school, an industry veteran, or approaching retirement, our partners at Creative Planning can help you create a comprehensive and customized solution to help in the areas of investments, taxes, asset protection, estate planning, insurance, and more.

I encourage you to schedule a call or visit with our partners at Creative Planning to take advantage of a complimentary assessment of your personal financial situation along with a special offer just for employees of Integritas!

Schedule a Call

Pain Points for Physicians

Taxes

Nobody likes paying taxes, especially physicians. There are many ways to mitigate
taxes depending on your situation. Here are some of the most frequently asked questions.

    • How should I file my taxes, and under what filing status?
    • Should I contribute to a 401(k), IRA, or other? What is best for my taxes?
    • How do I invest outside of my retirement accounts for maximum tax benefit?
    • How do I buy real estate and maximize all the associated tax advantages?
    • How do I minimize what I pay in estate taxes?
    • How do I make charitable donations and maximize the benefit?
    • What else do I need to be doing to maximize all my tax benefits?

Investments

Most physicians lack the time, desire, and expertise to maximize their high earnings potential. And performance must be viewed as the best rate of return after accounting for risk, fees and taxes. Physicians often have far more complexity than your typical investor, which means the need to maximize all areas of opportunities are greater.

    • Investment strategy aligned to tax situation and legal complexities
    • Proper asset placement and active tax-loss harvesting
    • Stock and Bond portfolio aligned to real estate and other investments
    • Retirement income strategy focused on total-return approach to maximize taxes

Personal Risk

Being in a prominent profession may put you at greater risk of lawsuits from creditors, marriage, divorce, and other unplanned events.

    • Estate planning and entity creation for personal and business needs
    • Complex Trusts for unique family situations, business needs, and real estate
    • Insurance when a financial or legal gap may present itself

Services Tailored for Physicians

Full Service Expertise

Your team will include a wealth manager, a CERTIFIED FINANCIAL PLANNER TM practitioner, an attorney, and a CPA, all of whom are dedicated to serving medical professionals and understand the healthcare industry inside and out.

Trusted

We’re specialists and fiduciaries, legally bound to always act in your best interests. That means we strive to deeply understand your goals for your practice, your family, and yourself. Our team of wealth management professionals is at your side.

Non-Proprietary

We don’t push products. Instead, we work with you to build a portfolio that suits your needs as you are building your practice and your career and as you plan for retirement.

Suite of Services

Our multi-dimensional suite of services is designed to meet your unique needs for financial planning, estate planning, investment management, tax services, medical practice planning, and managing outside ventures.

Comprehensive

We take a holistic approach to planning, which allows us to design a portfolio specifically suited to your personal financial situation, with a deep understanding of physicians, their practices, associated real estate, and ancillary businesses.

Transparent Fees

We have a simple, transparent fee structure determined by the amount of assets we manage on your behalf.

Getting Started

We utilize a simple three step process to get your entire financial affairs on the right track:

  1. Diagnose – We will take all the time necessary to learn about you both personally and professionally. We’ll talk about investments, tax, legal, personal risk, and more, so we can find something that makes sense, feels right, and is tailor made for you.
  1. Prescribe – The best prescription should directly address your needs and pain points while trying to limit the amount of adverse side effects. Your customized and comprehensive financial plan includes investment, tax, and estate planning elements.  We strive for the best rate of return after accounting for risk, fees, and taxes.
  1. Check-Ups – Staying in good financial health requires we communicate regularly and stay in front of all potential issues. This will include consistent communication, annual reviews, and any updates in your personal or work life.

 

Schedule a Call

Email [email protected] or call 314-882-6940 with any questions

CNBC Logo
Rated as the No. 1 Wealth Management Firm in America in 2014 and 2015*
Barron's Logo
Rated as the No. 1 Independent Wealth Management Firm in America in 2017*
Worth Logo
Peter Mallouk named to Worth Magazine’s Power 100 List for 2017 & 2018*
Financial Times Logo
Named to Top RIAs list in America 2014, 2015, 2016, 2017 and 2018*

 

*Please see Important Disclosure Information

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PETER MALLOUKPRESIDENT, CREATIVE PLANNING