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Neither owing nor owed is ideal come April 15th

Filing taxes this year was a rude awakening for many people who got to the end of their 1040s only to find they were getting a smaller than expected refund or even had an outstanding tax liability. Cries of “But what about the tax cut?” and “I thought my taxes were supposed to go down this year!” rang out across the country as taxpayers who were used to refunds were blindsided by how changes in income tax laws and tax withholding formulas affected both how much they paid and the size of their refund.

But, it hasn’t always been this way. If you